i found the charter have too much rules and regulations. I have no desire to join a "house" and I really don't mean any more structure in my life or meetings but I do need to talk to people who are in the same situation that I am in. . Do I have to get involved in the structure to be involved? Can we just talk and maybe get together to figure things out? Willow _____________________________________________________________ Free quote and debt consolidation information. Click Here. http://track.juno.com/s/lc?u=http://tagline.untd.us/fc/CAaCX09ta9wjdva6jKHIdErIvi6ROgjI/