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<DIV><FONT size=2>Ok, Giovanna has checked the Equestrian insurance and it turns
out and</FONT></DIV>
<DIV><FONT size=2>NO ONE UNDER THE AGE OF TEN IS ALLOWED ON A
HORSE.</FONT></DIV>
<DIV><FONT size=2>I am very sorry for those of you with the tots.</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>In service...,</FONT></DIV>
<DIV><FONT size=2>Vlod NotVlad</FONT></DIV></BODY></HTML>