<html><head><style type="text/css"><!-- DIV {margin:0px;} --></style></head><body><div style="font-family:arial, helvetica, sans-serif;font-size:12pt;color:#000000;"><div><font class="Apple-style-span" face="arial, helvetica, sans-serif" size="3">May everyone have a wonderful Christmas or if you do not </font><font class="Apple-style-span" face="arial, helvetica, sans-serif">celebrate Christmas may which ever holiday you celebrate be wonderful.</font></div><div><font class="Apple-style-span" face="arial, helvetica, sans-serif"><br></font></div><div><font class="Apple-style-span" face="arial, helvetica, sans-serif">Keep Warm,</font></div><div><font class="Apple-style-span" face="arial, helvetica, sans-serif"><br></font></div><div><font class="Apple-style-span" face="arial, helvetica, sans-serif">Irial </font><font class="Apple-style-span" face="arial, helvetica, sans-serif" size="3"> </font></div><div style="position: fixed; color: rgb(0,
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