SC - Check Cards-OT-OOP

[LrdRas at aol.com]

In a message dated 12/22/99 9:56:37 AM Eastern Standard Time, 
grizly at mindspring.com writes:

<< Acquisition of said VISA check cards is restricted by credit history, and 
those who are rebuilding their credit history will have difficulty getting 
one. >>

I'm surprised since using the VISA portion of a check card automatically 
deducts the amount from your checking account. When the card is put through a 
reader, it automatically tells the clerk that the transaction is declined if 
insufficient funds are in the checking account to cover it. My bank (in PA) 
automatically rolled all their customer's MAC cards over to VISA check cards 
to allow them to use them at stores that, for whatever silly reasons, did not 
accept MAC.

You might want to contact your GA officials that make these decisions and 
remind them that a VISA check card is more secure than any credit card 
because if the funds aren't in the bank, the card doesn't work. If the funds 
are there then they are deducted from the account immediately and transferred 
to the merchant's account. :-)

Ras
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