SR - Insurance (was: A Question Concern)

[j'lynn yeates]

On 26 Jun 98, at 20:14, Jodi McMaster wrote:

> ...                                                                           is negligent and
> injures someone at an event, his/her homeowner's or renter's insurance
> would cover him/her.

not necessaily true in all cases, depends on the policy ... mine 
(homeowners) covers personal property on and off premise, and injury 
liability on home premise only ... my harley and truck insurance covers 
liability only in vehicle realated instances ... if outside of these (ie: at event) 
none of the insurance i carry covers liablity relay on basic caution, 
responsibility, and commmon sense) .... with all the other premiums, can't 
afford to carry anything else additional at present.  

on the other hand, glad i did have replacement value insurance last year ... 
lost 130 audio CD's, a 9mm pistol (due to age and rareity a collectors 
item), a beatup leather jacket, and some books in a rip-off ... was 100% 
reimbursed ($20 per CD ... only because i kept excellent records and had a 
up to date inventory of what was taken that i included with the police report) 

best protection for yourself .. make sure your personal health insurance is 
up to date

suggestion for all SCA types ... inventory, record, appraise, photograph, 
mark *all* arms & armour or anything else of special value  ... and if 
necessary get special rider to cover your "stuff"

'wolf
 

... When we hunt, we all function with one mind
... - Boingo, Pedestrian Wolves
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